Spain's new 'tourist ban' aims to combat overtourism by limiting visitor numbers in certain areas, but it won't significantly affect British travelers. While Britons can still visit, they should be aware of new regulations designed to protect popular destinations from overcrowding. Find out more in today's Money Making Moves:

> Spain remains a popular destination for Britons, despite new regulations aimed at tackling overtourism. Malaga has banned new holiday rental registrations in certain districts, but existing accommodations remain available for travelers. Visitors will also need to submit more detailed booking information under new paperwork rules. While these changes might add minor inconveniences, they are unlikely to significantly impact holiday plans.

> The sudden rise of Chinese AI startup DeepSeek, with its cost-effective R1 model, has disrupted the AI industry, challenging major players like Google, Microsoft, and OpenAI. DeepSeek's models are cheaper to produce, running on less powerful chips, which has caused stock drops for companies like Nvidia and ASML. However, Apple is seen as a potential beneficiary, as its focus on integrating AI into products rather than building cutting-edge models could allow it to leverage cheaper AI training costs to accelerate innovation without overspending. Analysts believe this shift could help Apple maintain lower consumer costs and enhance its AI capabilities without facing the heavy financial pressures impacting competitors.

> JetBlue Airways is offering voluntary early retirement packages to eligible pilots aged 59 or older as part of its cost-cutting efforts. The airline is addressing challenges like a Pratt & Whitney engine recall that has grounded planes while also focusing on revenue-boosting initiatives like new first-class seats. Pilots who accept the offer will receive payouts based on their hourly pay rate until their mandatory retirement date or 18 months, whichever is shorter, with examples showing payouts ranging from $160,858 to $416,293 depending on seniority and aircraft. The early retirement bids are open until February 7, and JetBlue has not yet commented on the initiative.

Starting an accounting and tax services business can be a lucrative venture, especially if you're a Certified Public Accountant (CPA) or plan to obtain the necessary credentials. You can cater to individuals and small businesses by offering tax preparation, bookkeeping, or advanced financial services like creating balance sheets and income statements. Many tax preparation franchises provide training and seminars, making it easier to start even without prior experience. By tailoring your services to meet clients' specific needs, you can build a flexible and in-demand business.

Transforming her career from classroom teaching to private tutoring, Ella Weston now enjoys a flexible schedule, working just two hours a day and earning double her previous salary. After experiencing burnout and health issues due to the high demands of teaching, she launched her tutoring business, "Ella's Study Spot," in May 2024. Her tailored, creative lessons have attracted a full client list and even a waiting list, highlighting the growing demand for online tutoring. Ella now helps other teachers transition into tutoring, emphasizing the freedom, flexibility, and fulfillment it brings.

> Farmland investing has gained popularity as a profitable and stable asset class, driven by its long-term appreciation and consistent returns from crop yields or rental payments. Farmland values have historically increased by 6.1% annually over the past 50 years, with total returns averaging 11.5% per year since 1991. Investors can explore opportunities through direct land purchases, farmland-focused REITs like Farmland Partners and Gladstone Land, or crowdfunding platforms such as AcreTrader and FarmTogether. These options have made farmland investing more accessible, enabling individuals to participate without the high upfront costs traditionally associated with this asset. For farmland investing ideas, click here. 

> BMW Group UK has faced criticism after announcing it would stop posting on X (formerly Twitter), keeping its account active only for customer service. While BMW did not disclose the exact reason, speculation linked the decision to controversies surrounding X's owner, Elon Musk, including accusations of making a Nazi-like gesture at a political event. The announcement reignited scrutiny of BMW’s World War II history, with some accusing the company of hypocrisy, despite its previous acknowledgments of using forced labor during that period. BMW's departure aligns with a growing trend of brands distancing themselves from X due to concerns over disinformation, hate speech, and Musk’s divisive leadership.

> Mark Cuban, billionaire investor and Shark Tank star, suggested launching a meme coin similar to Donald Trump’s $TRUMP token, with proceeds going to the U.S. Treasury to reduce national debt. His proposal, which garnered over 60,000 likes on X.com, sparked debates, with Cuban clarifying it was meant to highlight how meme coins could be used for collective benefit. Critics questioned his stance, as Cuban previously called meme coins “shit coins,” but he reiterated his point about using such ventures for public good. Ethereum co-founder Vitalik Buterin warned that political meme coins could act as bribery tools, influencing politics by increasing the value of politicians' holdings without direct transactions.