Netflix co-founder shared how a strict Tuesday habit helped him maintain balance while managing the company. Also, BrewDog's James Watt almost lost £51.2 million because of this common banking mistake - get to know what these are in today's Money Making Moves: 

> Marc Randolph, co-founder of Netflix, highlighted the importance of work-life balance through a 30-year commitment to Tuesday date nights with his wife, leaving work at 5 PM without exception. This routine, which he called "The 5 PM Rule," helped him stay grounded while navigating the pressures of entrepreneurship, offering a vital anchor in his personal and professional life. Randolph emphasized that true success lies not in professional milestones but in maintaining meaningful relationships, staying married, and being present for his family. His example underscores that intentional boundaries and prioritizing personal time are essential for achieving a healthier, more fulfilling balance.

> Nvidia reported strong third-quarter earnings, surpassing expectations for both revenue and earnings per share while providing an optimistic forecast for the current quarter, driven by high demand for its AI chips. Revenue surged 94% annually to $35.08 billion, with its data center division contributing $30.8 billion, fueled by sales of AI processors and networking parts. The company highlighted the launch and growing demand for its next-generation Blackwell AI chips, which are in full production, despite supply constraints expected to persist into fiscal 2026. Other segments, including gaming, automotive, and professional visualization, also posted significant growth, underscoring Nvidia's dominant position amid the AI boom.

> Social Security provides 40% of the monthly income for millions of Americans aged 65 and older, but the amount received can vary based on federal and state taxes. Starting in 2025, only nine states will tax Social Security benefits, with Missouri, Nebraska, and Kansas having recently eliminated these taxes, and West Virginia planning to follow in 2026. Retirees in states without Social Security taxes can save significantly, with examples like Missouri's retirees collectively saving $309 million annually. However, concerns remain about the program's long-term solvency, as the Social Security trust fund is projected to be depleted by 2035, potentially reducing benefits by 24% unless adjustments are made.

Personal chefs are in high demand among high-income professionals, celebrities, and families with specific dietary needs, especially those seeking vegan or high-nutrient options. This growing trend offers lucrative opportunities for chefs who specialize in these areas. With the right skills and focus, personal chefs can transform their passion for cooking into a profitable business. Catering to unique dietary preferences can further enhance your appeal in this thriving market.

Pet sitting and dog walking are in high demand during the holiday season as many people travel and need care for their pets. Charging around $50 per day per pet for sitting services can add up quickly. Offering additional services like dog walking can further boost your earnings. With just a few clients, you could make up to $2,500 during the festive season.

> South African investor Fedgroup focuses on long-term investments in agriculture, prioritizing sustainability over quick profits. The company supports permanent crop operations like fruit and berry orchards and high-demand commodities, often committing to agreements lasting 7 to 25 years. This strategy benefits both sustainable farming practices and local communities. Partnering with ventures like CAN-Agri, Fedgroup exemplifies its dedication to fostering agricultural growth and long-term economic stability. For options on farm investments, click here. 

> James Watt, BrewDog's co-founder, shared how a small banking error during a 2017 investment transaction almost cost him £51.2 million ($64.9 million USD). A misstep in providing an incorrect sort code led to the funds being transferred to a Russian bank account, sparking a nerve-wracking four-day recovery effort. Luckily, the money was retrieved, but the ordeal left Watt committed to triple-checking bank details and using safeguards like splitting large transfers. His story highlights the risks of misdirected payments and the importance of swift action and meticulous attention to financial details.

> If you’re planning holiday travel, booking early is key since prices rise closer to departure dates. Many travelers are waiting for Travel Tuesday, on December 3, which often offers better deals than Black Friday or Cyber Monday, with last year’s discounts exceeding 80% more than Cyber Monday. Flexibility is crucial, as deals may have restrictions on dates or routes, and specific itineraries could sell out before Travel Tuesday. Experts recommend booking a good deal if you find one early, as many airlines allow cancellations or adjustments within 24 hours if a better offer appears.