Joshua Mayo, a popular YouTuber known for his personal finance tips, recently revealed four unconventional side hustles that can earn up to $900 per day without requiring special skills or significant investments. The first idea is a trash can cleaning service, which takes advantage of the growing demand for pest-free outdoor spaces. Starting costs are low, requiring only a basic pressure washer and some marketing materials like flyers, while potential earnings can be substantial, with the possibility of making over $1,000 a day by servicing multiple clients.

The second side hustle involves selling paintings on Etsy without needing to be an artist. Mayo suggests using print-on-demand services like Printful, which handle manufacturing and shipping, allowing sellers to focus solely on creating or sourcing unique designs. By leveraging free resources like Unsplash for images and enhancing them with Photoshop actions, sellers can create appealing canvas artworks or motivational posters, potentially turning this hustle into a lucrative full-time income stream.

Mayo also introduces the concept of earning money by creating Amazon product review videos, an easy way to generate income with minimal effort. By making simple video reviews of popular products, sellers can earn commissions when viewers watch at least 30 seconds of their videos and purchase the product. Additionally, Mayo highlights the opportunity to profit from reselling AliExpress products on platforms like Amazon or Etsy. He illustrates how buying low-cost items from AliExpress and selling them at a markup can lead to significant profits, particularly with popular or trending products. (Full story)

A Muslim paralegal, Forida Kaiser, was awarded £110,000 in a sexual harassment settlement after her colleague, lawyer Imitiaz Ahmed, told her to remove her headscarf to "attract men," causing her to feel insulted and embarrassed. The employment tribunal found Ahmed's comments discriminatory and particularly offensive, knowing they went against Kaiser's religious beliefs. In addition, Kaiser faced further mistreatment at Khans Solicitors, including insensitive remarks about her medical conditions, inadequate accommodations for her disabilities, and unwarranted interruptions while working with clients. The tribunal upheld her claims of sexual harassment, discrimination, disability discrimination, unfair dismissal, and breach of contract, except for her claim of race discrimination. (Full story)

Chris Ellison, the managing director of Mineral Resources and a billionaire businessman, has implemented a strict in-office policy that prevents employees from leaving the company premises, even for brief coffee breaks. Ellison, who opposes remote work, stated his desire to "hold them captive all day long" and emphasized the company’s amenities, such as a restaurant, gym, and daycare, designed to keep employees on-site. Ellison argues that the cost of employees leaving the office is too high and maintains that the industry cannot afford to pay for a full workweek if employees are only working part of it. This stance reflects a growing trend among companies to limit remote work, despite contrasting opinions that predict shorter workweeks due to technological advancements. (Full story)

According to Fidelity's Q2 2024 retirement analysis, the number of 401(k) millionaires in the U.S. reached a record high of 497,000, driven by an improving economic landscape and consistent contributions from participants. The average 401(k) balance increased 13% year-over-year to $127,100, with GenX account holders, who have been saving for at least 15 years, leading the growth. High contributions, particularly employer-matching, and tax benefits have boosted savings, with 62% of workers considering employer-matching crucial for retirement goals. Additionally, strong market gains, especially from AI-focused tech stocks, and the protection of 401(k) assets under ERISA have further supported the growth and security of retirement savings. (Full story)

A credit score determines your creditworthiness, influencing the terms of credit cards, loans, and mortgages. A poor credit score can lead to higher interest rates, costing an additional £272,302 in interest over a lifetime, which has doubled since 2020. Rising debt levels in the UK, driven by accessible credit, high living costs, and stagnant wages, have resulted in higher defaults, particularly on unsecured debts. To improve credit scores, borrowers can focus on timely payments, reducing debt through the Avalanche method, or using balance transfer cards. Credit builder programs can also help by reporting good financial habits to credit bureaus, positively impacting credit scores.

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